CarePoint Medical Centres

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Disclaimer

© 2009 PenderFund Capital Management Ltd. All rights reserved.

While the venture capital investments made by Pender Growth have more potential for growth than other, more conservative, investments, they also have a greater inherent risk that may not be suitable for all investors. Except in limited circumstances, investors in Pender Growth will be unable to redeem their investment for a minimum period of five years, and there is no public market for units in Pender Growth, meaning that such an investment will be extremely illiquid for such period. An investment in Pender Growth should be undertaken only by investors who have sufficient financial resources to enable them to assume the risk of the loss of their investment and who have no need for immediate liquidity of their investment, and such an investment should not constitute a major portion of an investor's investment portfolio. In the event of non-compliance with the requirements of the Small Business Venture Capital Act, Pender Growth may be required to repay to the Government of British Columbia all or part of the tax credits previously granted to investors, and such repayment would negatively impact the value of an investment in Pender Growth.

Commissions, trailing commissions, management fees and expenses all may be associated with our fund investments. Please read the prospectus before investing. Our funds are not guaranteed, their values change frequently and past performance may not be repeated.

The tax savings associated with RRSP deductions is dependent upon the taxable income of the investor.

Tax credits associated with an investment in Pender Growth can only be carried forward for a period of four tax years after the year in which the investment was made.

The 'Pender Value Zone' graphs do not represent actual returns, but instead represent where in the investment cycle Pender Growth believes it has purchased its interest in the respective companies

The information contained in this video is compiled from our records and other sources believed to be reliable and accurate; however, PenderFund does not guarantee or warrant their accuracy.

This communication is intended for Canadian residents only and does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not allowed. Our services and products are available only in those jurisdictions in which we are registered to provide such services and products.

Forward Looking Statements

The videos may contain projections or other forward-looking statements regarding a company referred to in a particular video (the "Company"), its business, operations, technology or the markets in which it operates. These projections and forward-looking statements are based on management's current expectations, beliefs, assumptions, estimates and forecasts about market conditions and other factors. The projections or forward-looking statements included herein or otherwise made orally or in writing from time to time are not guarantees of future performance and involve certain risks, uncertainties and assumptions that are difficult to predict as well as factors beyond the Company's control. Actual outcomes and results may differ materially from those expressed in such projections or forward-looking statements.